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Home Cargo Insurance

Cargo Insurance

Whether shipping by sea or by air, we know how important it is to keep your cargo safe. Protect your shipments with a tailored cargo insurance solution. 

What type of insurance best suits your Cargo needs?

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Let’s take the journey together

International shipping plays a vital role for many families and businesses in the Caribbean. Protecting cargo shipments is critical to help keep these operations running smoothly. Our cargo insurance safeguards goods in transit by providing: 

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Protection against financial loss

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A form of collateral security for banks or other lending institutions that finance international trade

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Added support when conducting international trade

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Peace of mind knowing that your cargo and business are well-protected

Cargo Individual

For individuals or businesses that do not make frequent shipments, our Individual Cargo policy is the perfect solution. It is designed to be easy-to-use for those who do not ship cargo very often and can be used on a one-off basis. Even if it’s your first time shipping, we will support you to make your experience go seamlessly. Reach out to our specialist to get a quote.

Cargo Open

If your business regularly imports and/or exports goods, Cargo Open is designed to meet your needs. There are many factors to consider when calculating the cost of your Cargo Open policy including the value of the goods, type of goods, shipping destination, methods of packing, and more. We provide a fairly priced and comprehensive solution to ensure your business is organised and protected throughout the process. Contact our specialist to get a quote.

Why choose CG as your insurance partner

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People first approach

We combine product expertise with a customer-centric service approach that keeps your needs at the forefront. Our people are at the core of our success, and we empower them to make decisions and do their best for our customers every day.

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Tailored insurance solution

When you work with us, you’ll benefit from a dedicated marine underwriting team with industry expertise and local underwriting authority. We can tailor our product to provide named peril coverage policies to match your budget needs. Our team covers 21 territories across the region and offer All Risk coverage policies that will protect against most losses.

Compare our products

The cover provided under the Cargo Pro conditions is based on the Institute Cargo Clauses. This summary is intended for use as general guidance only. If you have any questions, please use the Contact form and our Cargo Team will be pleased to help.

  • Choose the plan you would like to compare

    Most popular

    • Available in both Cargo Individual and Cargo Open

      • Institute cargo clauses

        • Fire or explosion

        • Vessel or craft being sunk or capsized

        • Vessel of craft being stranded or grounded

        • Collision and overturning or derailment

        • General average and salvage charges

        • Jettison

        • Washing overboard

        • Earthquake, volcanic eruption, or lightning

        • Entry of sea, lake, or river water

        • Damage caused by harsh weather conditions

        • Theft, shortage, and disappearance

        • Damage incurred whilst loading or unloading

        • Breakage or extraordinar leakage

        • Contamination caused by other cargo

      • Institute strikes clauses

        • Damage caused by strikes

      • Institute war clauses

        • Damage caused by war, civil war, or rebellion

      • Not included in the plan

        • Condensation

        • Inherent vice of the insured commodity

        • Insufficiency or unsuitability of packing

        • Delay

      Get a quote

      Cover for War and Strikes is optional and the terms can change during a policy period. Shipments to or from locations for which the War and Strikes Risk Level is elevated are subject to higher premiums or exclusions.

    • Available in both Cargo Individual and Cargo Open

      • Institute cargo clauses

        • Fire or explosion

        • Vessel or craft being sunk or capsized

        • Vessel of craft being stranded or grounded

        • Collision and overturning or derailment

        • General average and salvage charges

        • Jettison

        • Washing overboard

        • Earthquake, volcanic eruption, or lightning

        • Entry of sea, lake, or river water

        • Damage caused by harsh weather conditions

        • Theft, shortage, and disappearance

        • Damage incurred whilst loading or unloading

        • Breakage or extraordinar leakage

        • Contamination caused by other cargo

      • Institute strikes clauses

        • Damage caused by strikes

      • Institute war clauses

        • Damage caused by war, civil war, or rebellion

      • Not included in the plan

        • Condensation

        • Inherent vice of the insured commodity

        • Insufficiency or unsuitability of packing

        • Delay

      Get a quote

      Cover for War and Strikes is optional and the terms can change during a policy period. Shipments to or from locations for which the War and Strikes Risk Level is elevated are subject to higher premiums or exclusions.

  • Choose the plan you would like to compare

    Most popular

    • Available in both Cargo Individual and Cargo Open

      • Institute cargo clauses

        • Fire or explosion

        • Vessel or craft being sunk or capsized

        • Vessel of craft being stranded or grounded

        • Collision and overturning or derailment

        • General average and salvage charges

        • Jettison

        • Washing overboard

        • Earthquake, volcanic eruption, or lightning

        • Entry of sea, lake, or river water

        • Damage caused by harsh weather conditions

        • Theft, shortage, and disappearance

        • Damage incurred whilst loading or unloading

        • Breakage or extraordinar leakage

        • Contamination caused by other cargo

      • Institute strikes clauses

        • Damage caused by strikes

      • Institute war clauses

        • Damage caused by war, civil war, or rebellion

      • Not included in the plan

        • Condensation

        • Inherent vice of the insured commodity

        • Insufficiency or unsuitability of packing

        • Delay

      Get a quote

      Cover for War and Strikes is optional and the terms can change during a policy period. Shipments to or from locations for which the War and Strikes Risk Level is elevated are subject to higher premiums or exclusions.

    • Available in both Cargo Individual and Cargo Open

      • Institute cargo clauses

        • Fire or explosion

        • Vessel or craft being sunk or capsized

        • Vessel of craft being stranded or grounded

        • Collision and overturning or derailment

        • General average and salvage charges

        • Jettison

        • Washing overboard

        • Earthquake, volcanic eruption, or lightning

        • Entry of sea, lake, or river water

        • Damage caused by harsh weather conditions

        • Theft, shortage, and disappearance

        • Damage incurred whilst loading or unloading

        • Breakage or extraordinar leakage

        • Contamination caused by other cargo

      • Institute strikes clauses

        • Damage caused by strikes

      • Institute war clauses

        • Damage caused by war, civil war, or rebellion

      • Not included in the plan

        • Condensation

        • Inherent vice of the insured commodity

        • Insufficiency or unsuitability of packing

        • Delay

      Get a quote

      Cover for War and Strikes is optional and the terms can change during a policy period. Shipments to or from locations for which the War and Strikes Risk Level is elevated are subject to higher premiums or exclusions.

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