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CG’s home cover plans are customised just for you. Plus there are no deductibles for most covered losses and extra benefits that won’t raise your premium.
Need advice before making a claim? Don’t worry, we're here to help make sure you understand your cover and that the process is seamless.
When you renew and pay your policy through our online portal, you not only get an automatic discount, but you’re also helping to save our planet.
If a covered incident occurs, your policy pays to repair or rebuild your home and any attached structures like your garage or garden walls. It’s important to reevaluate your policy regularly to avoid being underinsured.
Example: Your roof caves in due to a windstorm and destroys your kitchen. We will pay for the repair of your roof and kitchen, up to your policy limits.
Contents insurance will help you to repair or replace items that have been damaged or lost due to an insured event. This cover is recommended for both renters and homeowners.
Example: A fire damages your stove, kitchen table, refrigerator, and more. We will pay to repair or replace the items damaged in the fire up to your policy limits.
If you are unable to live in your home due to an insured event, your policy will pay for you, your family and your pets to stay elsewhere whilst it is being repaired. If the house was rented out, cover is provided for lost rental income.
Example: A tree falls on your home and causes structural damage. We will pay for your hotel until repairs are completed, subject to your policy limits.
Liability cover pays for expenses related to damage or injuries that you or your family member have caused to others while they are on your property.
Example: A mail carrier falls on your porch and injures themself. If you're found to be liable for the injury, we will cover the resulting costs up to your policy limits.
With CG home insurance, you can personalise your policy with one or both of the following:
Choose the plan you would like to compare
Most popular
Recommended for homeowners and landlords
Your private house or apartment, gardens, fencing, driveway, garages, built in fixtures and fittings.
Standard risks including natural disasters like hurricane or flooding, smoke, burst pipes, falling trees, malicious damage, and theft.
Liability Cover for homeowners or landlords
Alternative accommodation costs
Accidental damage as optional add-on
Removal of debris following damage to your home
Professional fees for surveyors, architects, and legal fees
Cost related to hiring a locksmith and the replacement of locks
Damage caused by pets, you or your household member
Damage to hedges
Limited covers apply when the property is unoccupied for more than 30 days*
Wear and tear and damage caused gradually
Recommended for homeowners and renters
Household goods, furnitures, gardening equipments, clothing, valuables and more.
Standard risks including natural disasters like hurricane or flooding, smoke, burst pipes, falling trees, malicious damage, and theft.
Liability Cover for renters and occupiers
Alternative accommodation costs
Personal possessions and sports equipments as optional add-on
Accidental breakage of mirrors, sinks, bath, toilets or glass furnitures
Refrigerated food that perishes during a power outage
Home entertainment equipments
Contents used for business or professional purposes
Limited covers apply when the property is unoccupied for more than 30 days*
Damage caused by pets, you or your household member
Damage if your home or part of it is sublet to others
Choose the plan you would like to compare
Most popular
Recommended for homeowners and landlords
Your private house or apartment, gardens, fencing, driveway, garages, built in fixtures and fittings.
Standard risks including natural disasters like hurricane or flooding, smoke, burst pipes, falling trees, malicious damage, and theft.
Liability Cover for homeowners or landlords
Alternative accommodation costs
Accidental damage as optional add-on
Removal of debris following damage to your home
Professional fees for surveyors, architects, and legal fees
Cost related to hiring a locksmith and the replacement of locks
Damage caused by pets, you or your household member
Damage to hedges
Limited covers apply when the property is unoccupied for more than 30 days*
Wear and tear and damage caused gradually
Recommended for homeowners and renters
Household goods, furnitures, gardening equipments, clothing, valuables and more.
Standard risks including natural disasters like hurricane or flooding, smoke, burst pipes, falling trees, malicious damage, and theft.
Liability Cover for renters and occupiers
Alternative accommodation costs
Personal possessions and sports equipments as optional add-on
Accidental breakage of mirrors, sinks, bath, toilets or glass furnitures
Refrigerated food that perishes during a power outage
Home entertainment equipments
Contents used for business or professional purposes
Limited covers apply when the property is unoccupied for more than 30 days*
Damage caused by pets, you or your household member
Damage if your home or part of it is sublet to others
This product is also available in a discouted bundle
This product is also available in a discouted bundle
This product is also available in a discouted bundle